Beneficiary RMDs: Calculation Basics
By Andy Ives, CFP®, AIF® IRA Analyst Although many IRA owners are required to take required minimum distributions (RMDs), much confusion remains as to how the RMD is calculated. Factors include whether the original IRA owner reached his required beginning date (“RBD”...
Weekly Market Commentary
It was another volatile week on Wall Street, with US indices ending the week with mixed results. Ongoing concerns about AI financing and its return on investment continued after Meta announced its 3rd-quarter results. The company beat estimates and offered solid...
Does Your Medicare Plan Still Fit Your Life? What to Review Before You Renew
The Medicare plan you chose last year may have made perfect sense at the time. But what happens when your prescriptions change, you start seeing a specialist, or your plan updates its costs and coverage? It is easy to assume that keeping the same plan means everything...Health Savings Accounts and IRA Rollovers: Today’s Slott Report Mailbag
By Andy Ives, CFP®, AIF® IRA Analyst QUESTION: I have a question regarding joint health savings accounts (HSAs). What happens if an HSA is shared with a spouse who is not yet eligible for Medicare? Can that spouse continue to contribute if they remain enrolled in a...- Would You Choose Your Medicare Plan Again? 5 Things to Check Before December 7
Imagine picking up your first prescription in January and hearing a different price than you paid in December. Or calling to schedule a follow-up and learning that your specialist is outside your Medicare Advantage plan’s network for the new year. Even when your plan name stays the same, some of the details you count on… Read more: Would You Choose Your Medicare Plan Again? 5 Things to Check Before December 7 - Weekly Market CommentaryAI-chip selloff erases Wednesday’s rally; stocks log a fourth straight weekly decline The week in brief U.S. stocks ended the week lower after a volatile stretch. The S&P 500 fell 2.68% to 7,376.86, the Nasdaq Composite fell 3.37% to 24,579.42, the Dow fell 0.94% to 51,285.73 and the Russell 2000 fell 2.05% to 2,754.11. The… Read more: Weekly Market Commentary
- What will an ordinary Tuesday cost in retirement?When people picture retirement, they tend to picture the good stuff. A trip they’ve been putting off. More time with the grandkids. A weekday tee time. But an ordinary Tuesday might tell you more about the retirement you’re planning for. Where will you wake up? How will you spend the afternoon? What will it cost… Read more: What will an ordinary Tuesday cost in retirement?
- What Is the Deadline for Taking an IRA Owner’s Year-of-Death RMD Without Penalty?: Today’s Slott Report MailbagBy Ian Berger, JD IRA Analyst QUESTION: My dad died in December 2025, at age 95. I am the sole beneficiary of his traditional IRA. I just discovered that he never took his required minimum distribution (RMD) for 2025. Will his estate be subject to a penalty? ANSWER: Good news! The IRS has extended the… Read more: What Is the Deadline for Taking an IRA Owner’s Year-of-Death RMD Without Penalty?: Today’s Slott Report Mailbag
- Spouse Beneficiary RMDs: Calculation BasicsBy Andy Ives, CFP®, AIF® IRA Analyst In the October 26 Slott Report entry (“Beneficiary RMDs: Calculation Basics”), we discussed the required minimum distribution (RMD) calculation rules for non-spouse IRA beneficiaries. Spouses, on the other hand, are a special type of beneficiary with different options available. Here, we discuss the basic RMD rules governing spouse… Read more: Spouse Beneficiary RMDs: Calculation Basics
